These Terms of Use (“Terms”) govern your access to and use of the Create website (“Website”) operated by The Investors Group LTD, trading as Create. By accessing or using the Website, you agree to be bound by these Terms. If you disagree with any part of these Terms, you may not access the Website. These Terms apply to all visitors, users, and others who access or use the Website.

Acceptance of Terms

By accessing or using the Website, you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained on this website are protected by applicable copyright and trademark law.

Use of Website

  • You may use the Website for your personal and non-commercial purposes only.
  • You agree not to use the Website for any unlawful purpose or to solicit others to perform any unlawful acts.
  • You may not use the Website in any manner that could damage, disable, overburden, or impair the Website or interfere with any other party’s use and enjoyment of the Website.
  • You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the Website.
    • User Accounts
    • If you create an account on the Website, you are responsible for maintaining the security of your account and password.
    • You agree to provide accurate and complete information when creating an account and to update your information as necessary to keep it accurate and complete.
    • You are responsible for all activities that occur under your account, whether or not you authorized such activities.
    • Create reserves the right to suspend or terminate your account at any time if you violate these Terms of Use.

    Intellectual Property

    • The content, design, graphics, and all other materials on the Website are owned by or licensed to The Investors Group LTD and are protected by copyright, trademark, and other intellectual property laws.
    • You may not reproduce, modify, distribute, display, or otherwise use any materials on the Website without the prior written permission of The Investors Group LTD.
    • All trademarks, service marks, and trade names of Create used on the site are trademarks or registered trademarks of The Investors Group LTD.

    User Content

    • Users may be permitted to post, upload, publish, submit, or transmit content to the Website.
    • By posting, uploading, publishing, submitting, or transmitting any content on or through the Website, you grant Create a worldwide, non-exclusive, royalty-free, sublicensable, and transferable license to use, reproduce, distribute, prepare derivative works of, display, and perform the content in connection with the Website and Create’s business, including without limitation for promoting and redistributing part or all of the Website (and derivative works thereof) in any media formats and through any media channels.
    • You retain any copyright and other proprietary rights that you may have in the content you post on or through the Website.

    Third-Party Links

    • The Website may contain links to third-party websites or services that are not owned or controlled by Create.
    • Create has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites or services.
    • You further acknowledge and agree that Create shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.

    Disclaimer of Warranties

    • The materials on the Create website are provided on an ‘as is’ basis. Create makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.
    • Further, Create does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this site.

    Limitation of Liability

    • In no event shall Create or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on Create’s website, even if Create or a Create authorized representative has been notified orally or in writing of the possibility of such damage.
    • Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.


    You agree to indemnify, defend, and hold harmless Create and its affiliates, officers, directors, employees, agents, and licensors from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising from or relating to your use or misuse of the Website or violation of these Terms of Use.

    Governing Law

    • These Terms of Use shall be governed by and construed in accordance with the laws of Cyprus, without regard to its conflict of law provisions.
    • Any dispute arising from or relating to the use of the Website or these Terms of Use shall be subject to the exclusive jurisdiction of the courts of Cyprus.

    Changes to Terms

    Create reserves the right, at its sole discretion, to modify or replace these Terms of Use at any time.
    By continuing to access or use the Website after any revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, you are no longer authorized to use the Website.

    Contact Information

    If you have any questions or concerns about these Terms of Use, you may contact us at:
    The Investors Group LTD (trading as Create)
    Address: 15 Georgiou Drosini, Potamos Germasogeia, 4043, Cyprus

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